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The Digital Tide is Turning. Only days remain until the April 6th Making Tax Digital deadline.

You Didn’t Start a Business to Worry About Cash Flow.
MBA-Qualified Financial Stewardship for Cornish SMEs. Bridging the gap between technical bookkeeping compliance and strategic growth.
Making Tax Digital (MTD) is the biggest shift in UK tax history. If you are a sole trader or landlord with income over £50k, the “annual scramble” is over. It’s time for real-time digital stewardship.
Compliance isn’t just a checkbox. It’s a risk.
From April 6th, HMRC requires “Functional Compatible Software” and digital links for all records. Manual typing and paper ledgers won’t just be old-fashioned—they will be non-compliant.
Are you ready for:
- Quarterly Updates: Reporting to HMRC four times a year instead of once.
- Digital Linking: Ensuring your data flows from bank to book without manual entry.
- The Final Declaration: Navigating the new end-of-year digital process.
Don’t wait for the rush. The Cornish FD is here to ensure your transition is seamless, strategic, and stress-free.

Experience Cannot Be Automated.
In a world of automated apps and faceless call centres, we offer something rare: Experience.
Founded by an MBA-qualified financial specialist with a career spanning senior management and marketing, this business was born out of a frustration with the service that were missing. We noticed that Cornish businesses were getting data entry but not advice.
At 60, I bring a lifetime of commercial resilience to your business. I have navigated economic cycles, managed significant budgets, and understand that behind every set of accounts is a family’s livelihood. My Credentials: Master of Business Administration (MBA): Strategic rigour. Xero & QuickBooks Partner: Modern cloud efficiency.


Why Choose The Cornish FD?
Most bookkeepers ask, “Where is the receipt?” We ask, “Is this expense generating a return?”
- The MBA Advantage: We bring Big 4 strategy to the Cornish SME market. We don’t just balance the books; we analyse your margins, forecast your cash, and act as your Virtual Finance Director.
- The “Steady Hand” Guarantee: With decades of commercial experience, we offer the stability and gravitas of a senior partner, without the big salary.
- Local Insight: From the specific seasonality of Cornish hospitality to the CIS burdens of local construction, we understand the terrain.

